UKC

Has anybody actually claimed with snow card, sports cover direct or BMC? 

I haven't yet claimed but if you are looking for sports insurance cover for climbing then I can recommend Sports FS to you they deal with cover for a variety of sports including walking/climbing https://sports-fs.co.uk/

I think FS only deal with life insurance not travel insurance (they arranged a policy for me).

To the OP I have claimed with BMC, and they were fine, but it was ages ago. 

This thread seems to crop up very regularly.

Yes I've claimed (2019) with BMC. Involved helicopters, hospital, medical, flight rearranged etc. 

All good. Very stress free and easy to claim. 

Which is kind of what you want in the circumstances. 

Similar with BMC, multiple linked flights back from Africa. 

Dogtag however....total $hitshow. Avoid.