In reply to Andypeak:
> I have absolutely no issues with a belt under my harness, every single pair of trouser I own is worn with a belt and I really don't notice it when I'm climbing.
Yes, I know many climbers would say the same; unfortunately, I'm not one of them - different strokes for different folks, I suppose! I much prefer not to have any extra clutter at the front of or just above the harness. For the same reasons, I never have a lanyard/sling larksfooted to the belay loop, and I've taken to using Yosemite finishes with short tails.